Why Us

We are a consulting team that designs, builds, and maintains internal software systems for organizations operating in the captive insurance industry, supporting the complex financial and operational processes that keep captive programs running smoothly and in good regulatory standing.

Our focus is on taking high-stakes, historically manual processes, often reliant on spreadsheets and email coordination, and transforming them into structured, automated, and auditable systems. This spans work across year-end financial calculations and member reporting, billing and cash application, bank reconciliation, collateral and financial security tracking, fund and cash management, claims processing, and member onboarding and compliance workflows.

What We Do

Rather than simply digitizing existing processes, we build systems that encode business logic and rules directly into software: automatically generating journal entries, flagging discrepancies and errors before they become problems, producing member and broker communications, and giving staff clear, real-time visibility into the status of their work. Every action is tracked, every calculation is repeatable, and every process has a defined owner and a complete audit trail.

We work closely with accounting, operations, and management teams to understand their day-to-day challenges and translate them into reliable, scalable tools purpose-built for the realities of captive management. Our goal is to reduce operational risk, eliminate repetitive manual work, and give organizations in this industry the confidence that their processes are consistent, accurate, and well-documented, while continuing to evolve as the industry's needs grow.

Solutions

We build purpose-built software for the realities of captive insurance management, replacing manual, spreadsheet-driven processes with structured, automated, and auditable systems. Our solutions cover:

  1. Year-End Financial Calculations & Member Reporting: Automate complex year-end processes and produce accurate, timely member reports.
  2. Billing & Cash Application: Streamline invoicing and payment matching with reliable, repeatable workflows.
  3. Bank Reconciliation: Reduce manual effort and catch discrepancies before they become problems.
  4. Collateral & Financial Security Tracking: Maintain clear, real-time visibility into collateral positions and requirements.
  5. Fund & Cash Management: Keep programs on solid financial footing with structured tracking and controls.
  6. Claims Processing: Bring consistency and auditability to claims workflows from intake to resolution.
  7. Member Onboarding & Compliance: Ensure new members are set up correctly and programs stay in good regulatory standing.

Every system we build encodes business logic directly into software: automatically generating journal entries, flagging errors, producing member and broker communications, and giving staff real-time visibility into their work, with every action tracked and every process fully auditable.

About

About Capsoft

Steve is a software architect with over twenty years’ experience building systems across industries such as law, finance and captive insurance. He believes in rapid prototyping and being able to quickly adapt to customer feedback so that the best solution can be reached in the shortest amount of time.

Steve is based in the Scottish highlands, and if he's not building awesome systems then he can be found roaming the nearby munros.

Get in Touch

If you'd like to learn more about what we do, drop us an email and we will get back to you as soon as we can.

info@capsoft.uk

Capsoft Ltd
The Old Bakery, 90 Camden Road
Tunbridge Wells, Kent, TN1 2QP
Company Number: 16051510